Terms of Use

These Terms of Use govern your access to and use of the website at riskmanagement.odoo.com (the site), operated by Tony Ridley (we, us, our). By using the site you agree to these terms. If you do not agree, please do not use the site.

These terms work together with our Privacy Notice, our Disclaimer, and, if you hold a paid membership, our Membership Terms.

1. Who we are

The site is operated from Australia by Tony Ridley, providing enterprise risk, security and resilience commentary, research and membership content. You can contact us at info@risk-management.au.

2. Using the site

You may use the site for lawful purposes only. You agree not to:

• use the site in any way that breaches any applicable law or regulation
• interfere with, disrupt, or attempt to gain unauthorised access to the site, its servers, or any accounts
• scrape, harvest, or systematically extract content except as expressly permitted
• introduce malicious code, or use the site to transmit it

3. Intellectual property

Unless stated otherwise, all content on the site, including articles, briefings, downloadable tools, text, graphics, and design, is owned by or licensed to us and is protected by copyright and other intellectual property laws. You may view and read content for your own personal, non-commercial use.

You must not reproduce, republish, distribute, sell, or create derivative works from our content without our prior written permission, except as expressly allowed by these terms or the Membership Terms.

4. Member content and downloadable tools

Where you access members-only content or download tools, templates or checklists, we grant you a limited, non-exclusive, non-transferable licence to use that material for your own internal or professional use. You must not share your member login, redistribute member content, or resell or publish the downloadable tools. The full terms that apply to membership are set out in the Membership Terms.

5. No advice

The content on the site is general information and commentary only. It is not professional, legal, financial, security or risk advice, and it does not create any advisory or client relationship. You should obtain advice tailored to your own circumstances before acting. See our Disclaimer for more detail.

6. Availability and changes

We aim to keep the site available, but we do not guarantee uninterrupted or error-free access. We may change, suspend, or withdraw all or part of the site, including any content or membership feature, at any time. Where a change materially affects a paid membership, the Membership Terms set out how we will handle it.

7. Third-party links and services

The site may link to third-party websites and use third-party services (for example, payment processing and analytics). We are not responsible for the content or practices of third-party sites. Your use of third-party services may be governed by their own terms and privacy notices.

8. Liability

Nothing in these terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you have under the Australian Consumer Law or any other law that cannot lawfully be excluded.

Subject to that, to the maximum extent permitted by law, we are not liable for any indirect, special, or consequential loss arising from your use of, or reliance on, the site or its content, and our total liability for any claim is limited, where permitted, to resupplying the relevant content or service or paying the cost of having it resupplied.

9. Privacy

We handle personal information in accordance with our Privacy Notice and the Privacy Act 1988 (Cth).

10. Changes to these terms

We may update these terms from time to time. The current version is the one published on this page, and the date it was last updated is shown above. Your continued use of the site after a change takes effect means you accept the updated terms.

11. Governing law

These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of Victoria.

12. Contact

Questions about these terms can be sent to info@risk-management.au.